Unexpected events can occur at any time and during any day of the week. In terms of the daily running of a business, an unforeseen circumstance can impact significantly on employee health and safety, reduce output and create substantial financial loss.
Considering these negative impacts, it is imperative that UK businesses have commercial insurance in place to protect their day to day production and their livelihoods.
Here at JRW Risk Solutions we observe businesses as a complete entity to understand how they operate and to ensure that the correct commercial insurance is in place to safeguard the business against unforeseen eventualities.
Different types of insurance can protect against individual different types of risk. Policies can be combined based on business activities and the types of risk protection required in terms of unexpected events.
Our commercial insurance covers:
- General Liability Insurance – Protects against third-party claims of property damage, bodily or personal injury.
- Professional Liability Insurance – Protects business who are involved with any form of advice giving for design, finance and consultancy.
- Business Interruption Insurance – Helps to replace lost income and cover operating expenses if the business is unable to operate due to an unforeseen event.
- Credit Insurance – Secures businesses against the effects of a bad debt and loss of profits for shareholders.
- Cyber Liability Insurance – Protects businesses against cyber-attacks such as phishing, hacking, ransomware and data breaches.
- Product Liability Insurance – Safeguards manufacturers, retails and distributors whereby products have caused harm.
For competitive premiums and to find out more, why not undertake a business review with one of our commercial insurance consultants at JRW Risk Solutions? For more information, please get in touch.