Retailers across the country are starting to gear up for the Christmas Season. Despite media attention on the struggle of local UK high streets, many shop owners are beginning to introduce extra and seasonal stock to entice customers into their stores in an attempt to sell as many goods as they can throughout the next 3 months; especially aiming at those shoppers who like to start buying for Christmas early!
With a greater footfall of customers throughout the months of November to January and the demand to carry an increased amount of stock, for many retail businesses the Christmas season accounts for a substantial amount of their core business sales across the whole year. With this in mind it is imperative that companies effectively prepare for the season so that they are able to maximize on their sale potential.
What insurance cover do you need throughout the Christmas season?
Employers Liability – We can offer commercial combined policies, which includes all aspects of cover such as employer’s liability to protect the business when employing full-time, part-time and seasonal staff.
Public Liability – With increased footfall out on the shop floor, the potential for slips, trips and accidents increases. We can arrange public liability insurance with increased limits of indemnity to cover this busy period.
Stock Sum Insured – Back in the stock room, the increase stock value levels can cause a problem and need addressing on the businesses’ insurance policy. We can arrange cover to increase the stock sum insured to cater for the Christmas and Sales season.
If you are a Directors or Manager of a retail business and would like to find out more about Christmas season retail insurance then please contact us at JRW Risk Solutions Ltd. We can provide a confidential review of your commercial retail business and put in place the right insurance protection to meet the demands of your business.